By Toma Lynn Smith
With a tight budget and a shortage of time, giving gifts or donations seems nearly impossible for the average college student.
The Better Business Bureau’s Wise Giving Alliance’s motto is “Investigate before you donate.”
“More than 80 percent of the money raised by charities in this country comes from individuals,” their Web site stated.
Giving is a major reason why Oprah Winfrey is as popular as she is. She often leaves her viewers and audience members in tears because of her generosity.
College students probably couldn’t attempt to pull an Oprah with their means, but they can learn from her.
However, precautions must be taken when deciding to donate.
“Don’t be fooled by names that look impressive or that closely resemble the name of a well-known organization,” the BBB Wise Giving Alliance Web site stated.
More advice from the site said, “Check out the organization with the local charity registration office (usually a division of the state attorney general’s office) and with your Better Business Bureau.”
The United States Department of Justice took action with the Hurricane Katrina false claims by creating a task force.
“Attorney General Alberto Gonzales established the Task Force to deter, detect, and prosecute instances of fraud related to the Hurricane Katrina disaster.”
It can be in our nature to give, but in others to take advantage of those who have good intentions.
Trust first instincts when receiving emails, phone calls or packages in the mailbox asking for donations and remember to “investigate before you donate.”
Lindsey Keller, a junior communication major, said she gives regularly to her church. Keller said, “It is important to share. When you’re in kindergarten, you share your toys and when you start making your own money, you should give.”
Randy Barth, a junior accounting major, said he donates his time to his church.
Barth said he is passionate about participating in church activities, which have inspired him to pursue a career in youth ministry.
Volunteer work not only adds good karma, it can also can benefit students’ resumes.
Employers look fondly upon those who take time to help.
Choosing the financial route could benefit when filing taxes, depending on how much is donated and to whom.
Certified financial planner Glenn R. Tucker with American Express Financial Advisors said to get and keep written receipts and bank records to document how much one gives.
Giving can also make a person feel good.
Whether it is to the family church, the neighborhood can good food drive or a large international charity organization, giving is the way to help others and, in the long run, help ourselves.
It is always a good idea to check the background of the organization. It does not make one a “Scrooge,” just a smart donator.
Students can obtain a list of qualified charities by visiting the Internal Revenue Web site at http://www.irs.gov.
