By Toma Lynn Smith
While I was walking outside the Humanities Building on Thurs., March 1, on the University of Louisville Belknap campus, I was approached by a man handing out flyers that read: “Free All You Can Eat Buffet.” This flyer was only good at the Mr. Gatti’s Pizza located on South Preston near Eastern Parkway.
Being a student, the thought of free food was enticing.
Once I got there to exchange my flyer for the free food, I was told by the cashier to see the two guys sitting in the back.
One of the guys handed me a clipboard and said, “Just fill this out” and asked if I had a state ID.
To this I replied, “Is this for a credit card?” He told me yes and I declined.
I went to the owner who happened to be at the counter and said, “Can I still get the free pizza? I don’t like credit cards.” He said no and that I must apply for the credit card. He pointed out on the flyer where it stated, “Restrictions apply” and “Must participate in student card promo.”
The debate ended with me exiting the building, without ever visiting the buffet, and with this question for Citibank, the institution giving out the credit card applications:
How low will your company and other credit companies go to get access to a college students’ limited funds?
Credit cards can be used to build credit or damage it, by charging to the limit and not paying it back promptly.
Companies don’t always let applicants know basic facts like once an applicant applies for the card
